Found Dog=Happiness

Posted in finances with tags , , , , , , , on August 18, 2008 by budgetbuster

Hi everyone,

For those of you who read our blog about losing our favorite buddy “Christian”, I would like to report that we finally have her back and I will get back to business with our BudgetBuster money saving tips. But for now, I must tell you about the miracle that transpired in getting Christian back.

As some of you may have read in our last blog, our dog Christian was stolen from my wife’s car while we were in Los Angeles helping her uncle with his will. The tragedy behind it all was that we reside in San diego, approxiamately 180 miles away from where she was stolen. It was a very discouraging trip back to San Diego after leaving Los Angeles without our little buddy. Before we left LA we put up a few fliers explaining what happened, and we informed the USC University Village authorities of what happened because there was a camera directly over our car that could show the whole incident happening. The two DPS officers who took our information and brought the cameras to our attention were both comforting and reassuring that they would do everything they could to help, including looking out for our dog when they were on duty. They were great!!! We were hopeful to say the least after discovering the camera. To my wife and I it would be our greatest asset; at least that’s what we thought. But after a few days of waiting for a call back from the DPS supervisor, he informed us that the camera above our car could not distinguish whether people caught on camera were men our women and therefore he could not help us. I was floored at his explanation and I vow to get to the bottom of that in the near future. My wife and I scoffed at the idea that a major university was using sub-par security cameras to keep students and residents in the area safe from criminals. Our belief is that DPS supervisor Mike Jurdi never looked at one second of the video.

That news did not deter us, but drove us to take matters into our own hands knowing that we were dealing with such a inadequate department supervisor. We immediately took action after our disappointing new and began registering Christian with online resources. There were a total of 85 faxes sent out to various agencies, including news media, radio stations, and animal shelters. On top of that, we sent out alerts on MySpace, LinkedIn and Facebook. We also placed her on the AVID HOT LIST. AVID is the company that works with animal shelter to place chips in your pets that contain the background of the pet, including who owns the pet. This prevents people from registering your pet as their own as well as alerting owners if their pet is turned into an animal shelter anywhere in the country.

One of the places we registered Christian was on HelpMeFindMyPet.com, an online register for pet owners who lose their pets. They were pivotal in how we found Christian, but it was a miracle how everything transpired. When Christian was registered with HelpMeFindMyPet.com we had to fill out a form describing what happened along with personal information about her. I included my personal phone number which I later learned that I was not supposed to do, but it was this mistake that got Christian back home. That mistake was seen by the owner of 1-800-Help-4-pets who personally called me to help find Christian. She was both encouraging and determined about getting Christian back into our arms. From day one 1-800-Help-4-Pets gave us great ideas and advice on how to handle our situation, and personally got involved with our mission. There was not a day that went by that they did not check in to see what the progress was in getting our dog back. Their owner was very detail oriented with how we should proceed with getting Christian home and would not let any stoned go unturned. That was such an unbelievable gesture from someone who had never met me or my dog. She was unwavering with her passion and unbelievable with her creativity. One of the ideas she gave me was to put up fliers wit a reward on it. That seems pretty standard, but what she asked me to put on it was what was unbelievable. I followed her instructions to the smallest of details being that she has over twenty years experience in this area, and I had a whopping two days :)

Well, almost two weeks had gone by and there were no responses to our efforts; then we got a call on Monday, August 11th taht changed everything. At around 10pm 1-800-Help-4-Pets gave us a call stating that someone was on the line, and she believed that she had seen Christian with a homeless African American woman. This was awesome news, but strange because the person who stole her from my wife’s car was white with blond shoulder length hair. Nevertheless, we were estatic about the news. 1-800-Help-4-Pets asked the person to return to the scene and call us back to makes sure that the dog was Christian. That’s when things went south. She called back and told us that the woman had disappeared along with the dog that looked like Christian. Still, I was optimistic.

Then on Friday, August 15th at around 11pm, I was awakened by a thud from upstairs. I went to investigate what had hit the floor and discovered it was my cell phone. When I looked at it, there were 6 missed calls from a Blocked ID, so I checked my voice messages to see who was so anxious to reach me. It was 1-800-Help-4-Pets, so I immediately called them back to see what the fuss was about. When they answered the phone, I could hear an obvious tone of excitement and hope from the owner. She immediately asked me what type of tags that Christian was wearing when she was stolen. I told her that one was silver and the other was blue.

She whispered with excitement, “Melvin, I think we found your dog. A woman is on the phone and believes that she has Christian.”

We went back and forth with a series of questions which were all answered with positive replies. My heart began to race as I thought of the possibility of getting my buddy back. I got so loud that it woke my wife.

She asked, “Who are you talking to? You are very loud.”

After she discovered what was transpiring, her eyes lit up with joy. There was a slight chance that our little buddy was coming home. I was so excited that I offered to drive the 180 miles to Los Angeles to get her. But after some persuading from my wife, I stubbornly agreed that is was not a good idea and agreed to meet the finders at 6am the next morning.

As you can imagine, I did not sleep very well that night and overslept. I awakened in panic and rushed to find my phone to let the potential finders know that I had overslept and would be late getting there. They were okay with it, so I got dressed and beagan my 3 hour journey (due to traffic jams) to Los Angeles. I prayed the whole way up, hoping that it would be a positive outcome. Once I got there I had a million thoughts running through my mind. I ended up talking to a sherriff, stopping by the police station, nervously eating, and praying some more. I did not want to be disappointed.

After I shook off the jitters, I called the potential finders to arrange a meeting place. It took an hour to agree on a location. This made me very nervous and I began to doubt the legitamacy of the people who claimed to have Christian. Nonetheless, we decided that a fast food restaurant would be the best meeting place, and agreed to meet in 5 minutes. Fifteen minutes went by, and I began to get nervous, so I called them again and again without success. All of my hopes began to fade…then my cell phone rang. It was the finder. He stated that he was at the restaurant and wanted to know where I was. I had went across the street to a discount store to kill time. He agreed to meet me there and told me to wait for him; I agreed. 5 minutes seemed like an eternity as I watched every man who passed me to see if he had Christian in his possession. Then the magic moment was here!!!! A short, balding man carrying a tattered looking dog came into focus and almost walked past me. He had my buddy in his arm!!!! I grabbed him and let him know that it was my dog. After a thorough check, I made a positive identification of Christian. She was visibly worn out and tires. She had lost a tremendous amount of weight and did not act like her normally fiesty self.

Although I was sad about her condition, I was elated to have my buddy back. My family is also happy to ahev her back home. She has slept from the time I picked her up and beginning to get reacclimated to her home. This story would not be possible without the persistence of 1-800-Help-4-Pets and Helena who identified the person who stole our dog (that gave us hope). I will be eternally greatful for their gestures of love and kindness.

It just goes to show you that their are still some incredibly caring individuals left and that anything is possible when people work together to reach a common goal.


Got the perfect pet? We have the perfect petsitter

Stolen Dog=Empty Heart

Posted in Pets, dog with tags , , , , , , , , on August 4, 2008 by budgetbuster
My Stolen Friend

My Stolen Friend

For those of you who normally read my blogs about finances, I apologize for talking about something that has nothing to do with busting your budget with steals and deals, but is more important to me than money. It is the recent loss of my dog Christian. She is a great joy to live with and means a lot to my wife and I since we rescued her during the San Diego wildfires last year.

I am just going to share the letter I produced for the public to help me find her. If you live in the Los Angeles area, I pray that you be on the lookout for my best friend Christian.

Letter to the Public

We are asking for your help in the return of our dog “CHRISTIAN” who was stolen from our car in the Denny’s parking lot in University Village (USC) on August 1, 2008 at approximately 4:50pm. CHRISTIAN is a FEMALE CHIHUAHUA MIX with Black and Brown hair. She is wearing her tags on a RED collar. She is very smart, but does not voluntarily go to strangers. CHRISTIAN is very important to my wife and I. We adopted “CHRISTIAN” after rescuing her from the San Diego wildfires in October 2007.

According to a witness, a female suspect broke into our vehicle to retrieve our dog, and “CHRISTIAN” jumped out of our car and ran towards the street facing USC. The suspect was unsuccessful in retrieving our dog until “CHRISTIAN” jumped into a car with two African American females pulling up to Denny’s to drop off a male passenger. The suspect asked the two females to hold “CHRISTIAN” until she pulled her car around.

After the suspect pulled up to the car with the two African American females and our dog, she retrieved our dog and drove off.

The suspect is described as:

WHITE FEMALE

40-45 YEARS OLD

BLOND HAIR (SHOULDER LENGTH)

WEARING A (Pink) FLORAL STYLE TOP WITH THE SHOULDER OFF

Suspect’s car is described as:

TAN/BEIGE COMPACT CAR

If you have any information concerning the whereabouts of our dog CHRISTIAN, please call us at 619.750.1151 or email us at info@vizionevents.com. You may also contact the LAPD east office at 213.485.2582. You may remain anonymous. We just want our dog back.

Thank you for your help and we pray that you will be able to help us get CHRISTIAN back home safe and sound. PS: Helena, thank you for your help.

Upcoming Movies

Posted in Movies with tags , , , , , , , on July 18, 2008 by budgetbuster

Vizion Entertainment is home of everything entertainment and more. This weekend will be huge for Hollywood as some of the summer’s biggest movies hit the big screen and Vizion Entertainment has tickets available on their website.

Get tickets to Mama Mia, The Dark Knight, Space Chimps and more.

Cut Back on Household Items

Posted in Budget & Saving, Home, Household, finances with tags , , , , , , on July 16, 2008 by budgetbuster

Since starting the BudgetBuster blog, I have been passionate about finding “real” ways of saving money for everyone and not just those that are strapped for cash. So I am constantly brainstorming to figure out what the next blog would be about. Today’s blog was conceived while I was cleaning my house before a trip to visit my parents for their 50th anniversary. I am extremely excited to say the least. With that being said, let’s get down to business.

Keeping a house intact and tidy is not only time consuming, but it can cost a lot to maintain your personal castle. I will let you in on some of the things I have personally done to save money on household items and cleaning products. Some of the ideas are directly related to my mom and dad who were very disciplined cleaners. I remember spending entire weekends keeping the house in order and although I despised my arduous chores back then, I am eternally grateful that my parents were so dog-gone strict about cleaning because it prepared me for my single years. It felt great to not have to date Susie Q because I didn’t know how or like to do laundry :) .

The alternative ways I discovered growing up have saved me a fortune on household items and I want to share them with you.

One of nature’s best kept secrets is vinegar. It can be used for a variety of applications in the home. One way that I used to use vinegar was to clean glass in the house and the family’s Econo-Line Ford van. The vinegar actually worked better than Windex and any other cleaner I had ever used, and since I had been the official glass cleaner in the family, I could definitely tell the difference. Another way to utilize vinegar is as a laundry softener. That’s right…I said laundry softener. What the vinegar does to the laundry is break down the laundry detergent which keeps it from leaving your favorite pair of jeans from feeling as stiff as a board after coming out of the dryer.  It also helps keep allergies down for people with sensitive skin. Vinegar can also be used as a drain cleaner when coupled with baking soda. This will eliminate those foul odors that sometimes permeate from drains when food gets trapped in the garbage disposer and pipes.

The second tip that I use around the house is the re-use of plastic grocery store bags. There are an

Recycle your plastic bags

Recycle your plastic bags

unbelievable amount of uses for those plastic bags from the grocery and covenience stores that some of us  throw away. One way that I use my plastic bags is as a pooper scooper when I take my dog for a walk. It keeps my neighborhood from being riddled with fertilzer from my dog and it also gives me a way to re-use my plastic bags. Another use that I am sure that many of you may already be implementing is to use plastic bags as trash can liners in your small trash cans. I usually place at least two bags in the bottom for quick replacement of the full plastic bag being removed. Other ways to recycle your plastic bags are:

  • Reuse at the grocery store.
  • Place a few in your vehicle to use as trash dispensers.
  • Store out-of-season clothing.
  • Use as lunch bags.

Most of us have a box of baking soda around the house and use it for either cooking or keeping our

There are many uses for baking soda in the home.

There are many uses for baking soda in the home.

refrigerators smelling fresh. But did you know that baking soda can be used in a variety of ways? If you have toddlers in the house and use cloth diapers, baking soda can be used to soak and wash the diapers. By doing so, you minimize an allergic reaction that can be caused by the chemicals found in most detergents. But it isn’t just for the baby’s diapers; baking soda can be added to any wash to get your clothes cleaner. I use baking soda to clean my sinks and toilets. The baking soda serve as a soft abrasive, cleaner, and freshener at the same time when cleaning sinks and toilets. Lastly, baking soda is a great teeth cleaning agent. Many tooth paste manufacturers include baking soda in their ingredients when producing their product. It has been used in this manner for decades and is a permanent fixture in plenty of bathrooms across the country.

As you can see, there are many ways to cut back on household items by finding low cost alternatives. We hope that this blog has been helpful and would love to hear your testimonies and BudgetBuster ideas. Send your ideas to budgetbuster@hotmail.com or just leave a comment.

Save Big with Home Products on Rollback at Walmart.com

Save Money on Scary Home Projects and more: Do-It-Yourself!!!

Posted in Budget & Saving, Home, Household with tags , , , , , , , , , , , , on July 4, 2008 by budgetbuster
Home improvements can be SCARY!!!

Home improvements can be SCARY!!!

I don’t know about you, but it seems like I never have the time to do the fix-ups around the house or I just don’t know what I’m doing. Yes, I admitted that there are some things around the house that men just can’t do :) . Home improvements can sometimes be confusing, frustrating, and outright SCARY. Well,I discovered that there are many resources that I can tap into for FREE and get those arduous and incomplete jobs completed.

Whether you are an expert do-it-yourselfer (DIY) or barely have the skills to put a nail in the wall, DIYNetwork.com gives you tips on home improvement projects and upgrades. The site has step-by-step videos that walk you through confusing projects around the home as well as outdoors. Also, you can take advantage of the “Tip of the Week” section that covers simple projects like painting your baseboards or how to properly hang a picture. DIYNetwork.com will definitely help you save time and money to make your home a better place to live.

Another resource for do-it-yourself home projects is the mega home improvement store Home Depot. Their Know-How section provides instructions on home improvement projects from installing appliances to building a closet organizer. Like DIYNetwork.com, Home Depot provides video instructions on various jobs around the house through HomeDepot.com TV. Visit the Home Depot Know-How website today and finish those incomplete home imrovement jobs that have gone unfinished for months.

From car engines to search engines, from cell phones to stem cells, and thousands of subjects in between, HowStuffWorks has it covered. No topic is too big or too small for their expert editorial staff to unmask … or for you to understand. In addition to comprehensive articles, their helpful graphics and informative videos walk you through every topic clearly, simply and objectively. Their premise is simple: Demystify the world and do it in a simple, clear-cut way that anyone can understand.

On HowStuffWorks, you can also find consumer opinions and exclusive access to independent expert ratings and reviews from the trusted editors at Consumer Guide — all of the information you need to make a purchasing decisions ­in just a few clicks. (Courtesy Howstuffworks.com)

Here are some other notable sites that help the Do-It-Yourself inside of you:

Do-It-Yourself Home Improvement (Different from DIYNetwork.com)

10w40.com (Auto Repair)

Do-It-Yourself Ideas

eHow.com

Expert Village

How Did I Do It?

All Experts (Get answers to just about everything from the experts)

Answer Bag (Q&A Site)

Well, we hope that this blog helps you save, save, save on home improvement projects and more. BudgetBuster would love to hear from you, so let us know if this blog helped you in any way.


Buy tickets for Dark Knight!

Hancock Now Playing In Theaters

Posted in Movies with tags , , , , on July 3, 2008 by budgetbuster

HANCOCK starring Will Smith

There are heroes… there are superheroes… and then there’s Hancock (Will Smith). With great power comes great responsibility — everyone knows that — everyone, that is, but Hancock. Edgy, conflicted, sarcastic, and misunderstood, Hancock’s well-intentioned heroics might get the job done and save countless lives, but always seem to leave jaw-dropping damage in their wake. The public has finally had enough — as grateful as they are to have their local hero, the good citizens of Los Angeles are wondering what they ever did to deserve this guy. Hancock isn’t the kind of man who cares what other people think — until the day that he saves the life of PR executive Ray Embrey (Jason Bateman), and the sardonic superhero begins to realize that he may have a vulnerable side after all. Facing that will be Hancock’s greatest challenge yet — and a task that may prove impossible as Ray’s wife, Mary (Charlize Theron), insists that he’s a lost cause.

Hancock tickets on sale now!

Dump the Pump

Posted in Spending, finances with tags , , , , , , , , on July 1, 2008 by budgetbuster

We’ve all been affected by the constant rise in gas prices, and there doesn’t appear to be any relief in site. But I challenge you to “dump the pump” and give public transportation a try.

According to the Federal Trade Commission (FTC), from August 2003 to today, gas prices in Phoenix, AZ went from $1.52/gallon to $4.00/gallon. That’s more than a 200% increase in the past 5 years, and this trend is taking place all around the country. Based on those staggering statistics, I decided to give public transportation a try.

I must admit that I was not a big fan of public transportation prior to the recent gouging of consumers by oil companies, but after taking my first ride on the trolley and bus in almost 14 years, I have become hooked. While I have to get up an hour earlier to catch the trolley, the benefits far outweigh the inconveniences public transportation present. My stress level has gone down, along with my spending of $100 a week on gas (that’s just for my truck- my wife’s car takes another $60/week). Another benefit I discovered by taking the trolley has been an increase in my reading. I have been trying to find time to read more for about 8 months, and taking the trolley has allowed me to enjoy one of my favorite activities.

There are several pros and cons in taking public transportation, but the benefits far outweigh the inconveniences. Here are a few of the pros and cons I discovered since I began taking public transportation:

CONS:

  • To get to your destination at a specific time, you must plan ahead and get up/leave earlier.
  • It takes longer to get to your destination on public transportation than it does with a personal vehicle.
  • Can’t go to lunch anywhere you want and may have to bring a lunch if your work place doesn’t have a cafeteria.
  • Public transportation does not always drop you off in front of your destination.

PROS:

  • Taking public transportation helps you cut the cost on commuting.
  • Your stress level goes down when you don’t have to deal with traffic.
  • Reduce traffic congestion.
  • Avoid rude drivers.
  • Help the environment by cutting down emissions.
  • Cuts down the costs of repairs to your vehicle.
  • Reduces wear and tear on vehicles created by constant driving.
  • You have an opportunity to enjoy the scenery on the ride to your destination and see parts of your city you didn’t know existed.
  • Taking public transportation introduces you to people from all walks of life.

Dump the Pump. Ride the Bus.

According to an American Public Transportation Association (APTA) report released in January, a groundbreaking study revealed that public transportation use saves 1.4 billion gallons of gasoline per year, and reduces household expenses by $6,200—more than the average household pays annually for food. The study, “Public Transportation and Petroleum Savings in the U.S.: Reducing Dependence on Oil,” by ICF Inter­ national, also showed that this is the equivalent of 108 million cars filling up each year—or almost 300,000 a day.

In June, more than 100 public transportation agencies nationwide participated in the second annual national “Dump the Pump” day to increase awareness of the environmental benefits of using public transportation. The event offered people the opportunity to beat the high price of gasoline by supporting public transportation—and using transit as an option to help reduce our nation’s dependence on foreign oil. To support Dump the Pump day, APTA created an online resource kit with artwork; suggested activities; press releases; and national online advertising. APTA members participated in a variety of ways including offering free or half-fare rides, sponsoring contests, giving away T-shirts, and holding “open houses.” – Source: APTA

With no relief in site on rising gas prices, dumping the pump and finding alternative forms of transportation seems like a logical choice for consumers.

9 Ways to Save on Movie Tickets

Posted in Spending, finances with tags , , , , , , on June 27, 2008 by budgetbuster

By SmartMoney

A night at the movies is now a much pricier proposition.

Blame it on the popcorn. Skyrocketing commodity prices for corn are jacking up costs at the concession stand and the box office.

AMC Theatres, for example, recently raised popcorn prices nationwide by 25 cents a bag. Now, the smallest container (32 ounces) costs $4.75. And in certain markets such as Kansas City, Mo., ticket prices for shows after 4 p.m. now cost $10 instead of $9.

High oil prices and increased demand for ethanol, an alternative fuel produced from corn, are the culprits behind the rising price for corn, says Richard McKenzie, a University of California, Irvine, economist and the author of “Why Popcorn Costs So Much at the Movies and Other Pricing Puzzles.”

The corn used for popcorn is a separate variety from the one used for ethanol. So food manufacturers have to keep increasing their bids for the popcorn crop to keep farmers from switching to the more lucrative fuel crop.

As a result, moviegoers will see price increases of $1 or $2 per ticket this year. But it’s at the concession stand where they’ll be hit hardest.

“Theaters want to keep the margin on concession items as high as possible and, on tickets, as low as possible,” says Wesley Hartmann, an associate professor of marketing at Stanford University.

If $7 for a bag of popcorn shocks consumers, they’ll most likely go without. If ticket prices are too high, they may skip the movie altogether and wait to see “Get Smart” when it comes out on DVD.

Don’t resign yourself to a summer of TV reruns and microwave popcorn just yet, though. Here are some ways to make a trip to the movies a lot more affordable:

Seek out freebies

Many theaters offer free showings of family movies, especially during summer, says Mary Hunt, the founder of Debt-Proof Living, a consumer advocate Web site.

Regal Entertainment Group, for example, hosts a Free Family Film Festival every Tuesday and Wednesday morning through the end of August, showing flicks such as “Curious George” and “Alvin and the Chipmunks.” Clearview Cinemas’ Kid’s Club kicks off an eight-week series of free movies starting June 26.

Clip coupons

Your local Entertainment Book typically offers reduced-price movie tickets of $5 to $6 apiece.

Also, keep your eyes peeled for special promotions at places such as grocery stores. Safeway’s “Flicks for Free” promotion, for example, offered two free movie passes (through June 10) to shoppers who bought $40 worth of products from participating brands such as Coca-Cola and General Mills in one transaction. Pre-order the 2009 Entertainment Book, and get the 2008 edition for FREE! Get yours today.

CONTINUED

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In the Spotlight: Anna’s Linens

Posted in finances with tags , , , , on June 25, 2008 by budgetbuster

Hi there fellow bloggers and fans of BudgetBuster. I would like to introduce you to a new segment for our blog titled “In the Spotlight.” This segment features products, bargains, and stores that I have personally seen or bought and would like to “spotlight”

In this segment of In the Spotlight we will feature products, services, and resources that we have personally visited and found great deals on items everyone would use. In today’s segment, we are spotlighting Anna’s Linens, the value leader in fashions for the home.

Today is me and my wife’s second anniversary (I know it’s grammatically incorrect :) , so we went out to lunch and decided to visit the mall afterwards. Somehow we ended up in Anna’s Linens to my dismay. But after taking a look around and seeing all the deals the had going on, my attitude quickly changed. We just happened to stumble upon a super-sale the discount store was having on most of their items. The sale they are currently running is a 20%-50% off of select items. Our bargain of choice was a cutlery set that we got for the super low price of $6.99 after taxes. As a HUGE BudgetBuster, I was estatic about the steal of a deal we were able to take advantage of. Although the cutlery set is sold regularly for only $12.99, it is always a great thing to save as much as possible when the opportunity presents itself. This deal inspired me to take a look around the rest of the store and find deals that may be of interest to you.

Some of the other deals include:

Wall-E (Twin) Comforter Set $29.99 each

Chair Pads $9.99 each

Decorative Pillows $9.99 each

Decorative Vases $9.99 each

Jumbo Towel $4.99

Standard Size Towels $2.99

Home Accents $1.99

3 Piece Bathroom Set $6.49

Now you would think that for these low prices, there must be something wrong with the items or that they are of poor quality, but this is not the case. The quality of cutlery set was to my satisfaction, as well as the bargains I listed above. I made sure that the items were checked out before being chosen to be in this segment.

We recommend that you give Anna’s Linens a try if you have locations in your area.

Anna’s currently operates over 246 stores in 21 states. Anna’s corporate office is in Costa Mesa, California and operates retail locations in Alabama, Arizona, California, District of Columbia, Florida, Georgia, Indiana, Illinois, Louisiana, Maryland, Michigan, Mississippi, Nevada, New Mexico, North Carolina, South Carolina, Pennsylvania, Texas, Virginia, Washington and Wisconsin.

As always, we would like to hear back from you. Let us know what you thought about this blog and if it were of any help to you. Also, we would love to hear about your BudgetBuster experience so that we can share them with others and continue to build our network of BudgetBusters.

Send your BudgetBuster experiences and ideas to BudgetBuster@hotmail.com.

Please leave a comment about your view of this BudgetBuster blog.

BudgetBuster

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Reassess Your Spending

Posted in Budget & Saving, Spending with tags , , , , on June 24, 2008 by budgetbuster

Oftentimes we believe that our financial woes come from spending $200 on a music player or $75 on a new dress, but sometimes our small spending eludes our budget and leaves us short on bills and other necessities.

When my wife and I were planning our wedding, we decided to find ways to sit down and find out ways to pay for our wedding. The initial ideas included getting a second job and selling some of our personal items we thought we could obtain a good amount of money from selling. After adding up the return we would get for the effort, we realized that we would not yield a return from our ideas that we were looking for. That’s we we sat down and took a closer look at our spending habits. That’s when we realized that we already had the money we wanted. It was in our small spending. Take a look at your small spending and see how much you are spending each month on frivilous items. You will be surprised at how much money you can save by cutting back on your small spending. I was able to buy a new truck when I cut out 80% of my small spending.

Going to lunch for me did not seem like a big deal because I would eat breakfast and dinner at home and only spend $5-$7 on lunch each day. What harm is that, especially when you have a few extra buck in the bank? Well, you may be surpised at how much you are spending at the end of each month. That’s $5-$7 times 20 which adds up to $100-$140 a month. That’s enough to get that outfit you wanted to add to your work wardrobe. If you have a spouse or significant other, you could be spending up to $280 a month on lunch alone. That’s a whole lot of groceries. Enough to have lunch for a few months if you are willing to get up 15 minutes earlier to fix it. Think about it!!

I don’t know about you, but I gotta have my coffee EVERYDAY. My provider of choice was Starbucks and a local coffee house favorite, Claire de Lune. I would spend anywhere between $4.40-$15 at least three days a week on coffee, depending on how many of my buddies would tag along. It didn’t seem like much because I have a decent job, only one child at home, and I had paid off my truck, which added an extra $400 a month into my pockets. Yippee!!! I am roling in the dough now, right??? Not a chance. I found out I replaced almost half of my truck payment with coffee fixes. When I added up the cost, I was spending upwards of $180 a month on coffee. That’s a couple of one pound bags of Starbucks coffee, or any other coffee I desired, creamer, sugar, syrups, and an awesome coffeemaker to go along with it. My friends and I could have as much coffee as we wanted at the comfort of my home, and save a bundle.

There are a number of small expenses that add up after awhile, and if you take a closer look at where your money is being spent, I am sure you will find a way to cut back and start saving money for that trip to Maui that you thought you couldn’t afford. Reassessing your spending is a great way to compensate for the ever increasing prices of gas, food, and other necessities.

Let us know if this advice was any help to you, and BudgetBuster would love to hear about your bargain of the day and ideas that helped you save.

Email us at budgetbuster@hotmail.com or just leave your comments on our blog. We look forward to hearing from you.

BudgetBuster

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